The new Google Pay App became publicly available in December 2020 with a decent sign up bonus and a lot of potential rewards. There are some smart features such as “Insights” which shows you were your spending your money. Official Sign Up: https://pay.google.com/about/ Who can sign up for the new Google Pay app? At the …
The New Google Pay App Review: It’s worth using! Read More »
Cash App loans are absolutely the worst way to borrow money. The current terms state that any loan amount will result in an automatic 5% interest rate just for borrowing the money and you have 4 weeks to pay it back. At an average of 1.25% interest per week and 52 weeks a year, you’re …
Cash App Loans and the BETTER Alternatives to getting a loan Read More »
Experian boost helps people with thin credit files improve their credit by adding their payment history from utilities, telecom and streaming services to their Experian credit report. Most people see a boost of 12-13 points but there’s no guarantee that it will improve your credit. In some cases, your credit score may actually go down. …
Experian Boost Review: Improve your credit score…slightly. Read More »
A small part of understanding how your credit works are the actual terms used to describe your debt. You can read how I get out of debt if you want to understand the journey. Let’s begin by going into the differences between creditor and debtor: A debtor is the borrower. This can be a person, …
Before you make a big purchase, you’ll need to understand the finance terms if you’ll be using your credit. A majority of Americans don’t have enough cash to completely pay for a house, car, and even smaller purchases like a TV in one payment. That’s why credit was created. Depending on your credit score, your …
The only way I was able to get out of debt was by budgeting and using no interest financing. I had a bad credit score and was making all the common credit card mistakes. It was all worth it though because I got out of debt quickly by using temporary no interest credit cards. That’s …
I’ve learned a lot about credit cards and have had over 100 accounts while maintaining a score over 800. That’s why you need to know how to cancel a credit card the right way. Closing a credit card will cause your credit score to drop since you’ll have a lower available credit and a thinner …
Should you close a credit card? The Simple Alternative Read More »
Credit cards with high annual fees have the best sign up bonuses and benefits. But at the end of your first year, how do you get rid of the annual fee on your credit card? Getting a retention offer on your credit card can vary depending on when you ask. The best offer you can …
Credit Card Retention Offers: Cancel your card with a bonus Read More »
I had this crazy idea. If I froze my credit report would that freeze my credit score? And if it did that, would I be able to avoid all by current debts? The truth is, you cannot do any of that. There’s no simple way to hack your credit score because the banks would fight …
I got my first “new to me” car used when I was 23 years old. It was a Prius with only 7,000 miles on it. As a young person with bad credit and in debt, I couldn’t get a car loan. My mom had to cosign the lease from Toyota just so I could get …
The Simple Alternative To Co-Signing A Loan or Lease Read More »
