the smart way to use money

Build your credit, save money and live a better life.

Credit Reports

You can check your credit report for free with Credit Karma or Credit Sesame. It's an estimated score, but if you want your official FICO score, use Experian

Credit Repair

If you are in massive debt, have accounts in collections or recovering from bankruptcy, you may want to consider using a credit repair service


Mainstream banks take the most advantage of people. These are the best banks that also come with a sign-up bonus


For tracking my expenses, credit card debt, and transactions I recommend using Mint. Especially helpful with finance charges and fees.


High-interest loans are bad, low-interest loans are more reasonable. Compare these loan rates

Mobile Phones

The highest quality isn’t always the highest price. Start saving money on your mobile plans

Credit Card Guide

The ultimate spreadsheet of credit cards. An easy to read guide with all the requirements, bonuses and other info you will need.